Terms of Service

Last updated: January 26, 2024

Acceptance of Terms

By using MoneyFolder, you agree to and accept these Terms of Service. If you don't agree with any of these terms, please discontinue using our services.

Changes to Terms

We may modify these Terms of Service from time to time. We'll inform users of any changes and continue using our services after such changes means you accept the updated terms.

Use of MoneyFolder

You may not:

  • Use our service for any illegal purposes.
  • Resell or exploit any portion of our service.
  • Attempt to harm or disrupt the service in any way.

User Responsibilities

You are responsible for maintaining the confidentiality of your account and ensuring all activities that occur are compliant with these terms.


All content provided on MoneyFolder is for informational purposes only. We make no representations regarding its accuracy or completeness.


We reserve the right to terminate or suspend access to our service without prior notice or liability, for any reason, including violation of these terms.


MoneyFolder is provided on an "as is" basis without any warranties of any kind, either express or implied.

Limitation of Liability

MoneyFolder or its representatives will not, under any circumstances, be liable for any direct or indirect damages arising from the use or inability to use our services.


  1. By signing up to use our service you are agreeing to receive SMS messages from us.
  2. You can opt-out of sms communication at any time by replying with the keyword STOP to any phone number we send texts from.
  3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly by email: info@actual.ly.
  4. Carriers are not liable for delayed or undelivered messages
  5. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive a single message in most cases. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
  6. If you have any questions regarding privacy, please read our privacy policy

Governing Law

These terms shall be governed by and construed according to the laws of the State of Louisiana.

Contact Us

For any questions about these Terms of Service, please contact us at info@actual.ly.